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Understanding How Inflation Can Hurt Your Credit Indirectly
In recent months, inflation has received a lot of attention. As a consumer, you’ve probably felt the pinch in your wallet. Many things have become more expensive. Aside from the cost of things, inflation has caused many people to be concerned about their credit. However, it is vital to note that while inflation has no […]
Renting a Car for Your Holiday Vacations
The holiday season is upon us and many of us will be taking time off work to visit family and friends or just to get out of town. With so many people going on vacations, the number of cars being rented increases dramatically. Unless you’re planning a staycation, it’s likely that you will need a […]
Tips on Saving Money During the Holidays
While the holidays can bring bounds of merriment and joy, one pastime should be avoided at all costs – that is overspending on travels, holiday parties, decorations, and gifts. In fact, a poll by Consumer Reports states that 29% of people are worried about getting into debt this season, while 1 in 4 Americans end […]
Top 4 Habits of Wealthy People
Want to be wealthy? Then here’s some advice: Set a financial goal for your life, work with what you have, and make intelligent financial decisions moving forward. Here are the Top 4 habits of wealthy people – see how they do it, and start using them to build your own wealth. Habit #1: They Learn […]
Tips for Saving Money During Thanksgiving
Thanksgiving is a very important event for many families and friends. They get to host each other, spend some good times and share meals. However, if not kept in check, the cost of hosting the event can spiral to unimaginable heights and this may leave the hosts dealing with the effects of a budget gone […]
What is UltraFICO & What You Need to Know About it
FICO scores have been used for a long time to gauge the creditworthiness of individuals. This scoring system has however left many people in the cold due to its requirement of credit history; immigrants, people who don’t use credit cards or have no loans, as well as those with low FICO scores have been finding […]
Stop Wasting Money on Subscriptions: Here’s How to Cancel Subscriptions You Forgot About
To give you an idea of how you could forget your subscriptions consider this study. The survey of 2,500 participants found that on average, Americans spend about $237 monthly on subscription services. The amount is quite high but it’s the number of people who weren’t aware of their spending that was alarming: 2100 of the […]
How Do Secured Credit Cards Work?
Secured credit cards are an amazing tool used to rebuild or establish credit for those who are looking to set themselves up for a healthy financial future. Here is what we will quickly discuss about secured credit cards to make sure you are educated when you walk into your bank and the over-eager banker behind […]
6 Credit Card Tips to Help Prepare for the Holidays
Is it too soon to start planning your end-of-year holiday events? That may be debatable but we all know how quick retailers are to take advantage of increased sales brought on by holiday shoppers. With Thanksgiving just around the corner, most retailers are already advertising for their big shopping events and Black Friday deals. If […]
How Removing Your Name from a Shared Credit Card Affects Your Credit Score
Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]